{"id":840,"date":"2026-02-26T23:57:19","date_gmt":"2026-02-26T23:57:19","guid":{"rendered":"https:\/\/prettysmartmo1.wpenginepowered.com\/?page_id=840"},"modified":"2026-06-20T23:19:44","modified_gmt":"2026-06-20T23:19:44","slug":"resources","status":"publish","type":"page","link":"https:\/\/prettysmartwithmoney.com\/?page_id=840","title":{"rendered":"Resources"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”5%” constrain_group_1=”yes” bottom_padding=”5%” text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”padding-11-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” column_position=”default” enable_gradient=”true” color_overlay=”#900232″ color_overlay_2=”#F24F6E” gradient_direction=”left_b_to_right_t” overlay_strength=”0.95″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fast” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” content_layout=”default” gradient_type=”default”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bottom_padding=”20″ text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” centered_text=”true” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” 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border_radius=”none” box_shadow=”none” image_loading=”default”][image_with_animation image_url=”884″ image_size=”medium_large” max_width=”75%” max_width_mobile=”default” animation_type=”entrance” animation=”Fade In From Left” animation_easing=”default” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

Free Monthly Budget Planner Spreadsheet<\/h2>\n

Take Control of Your Money, One Month at a Time<\/h3>\n

Wondering how to create a monthly budget<\/strong> or where your money is actually going each month? Our free Pretty Smart Money Monthly Budget Planner<\/strong> makes it easy to organize your income, expenses, savings, and debt payments all in one place.<\/p>\n

This interactive spreadsheet automatically calculates your totals and helps you identify your monthly cash flow, so you can make smarter financial decisions, build savings, pay down debt, and work toward your long-term goals \u2014 including homeownership.<\/p>\n

Whether you’re just starting your financial journey or preparing to buy a home, having a clear budget is the first step toward creating a plan you can feel confident about.<\/p>\n[\/vc_column_text][divider line_type=”No Line”][nectar_cta btn_style=”basic” heading_tag=”span” link_type=”new_tab” button_color=”accent-color” text_color=”#FFFFFF” text_color_hover=”#900232″ button_border_thickness=”0px” alignment=”left” alignment_tablet=”default” alignment_phone=”default” icon_gap=”17″ display=”block” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” link_text=”Download your free interactive monthly budget planner here!” padding_top=”15″ padding_bottom=”15″ margin_right=”15″ padding_left=”15″ padding_right=”15″ url=”https:\/\/prettysmartwithmoney.com\/wp-content\/uploads\/2026\/06\/pretty-smart-money-monthly-budget-planner.xlsx”][divider line_type=”No Line”][nectar_cta btn_style=”basic” heading_tag=”span” link_type=”new_tab” button_color=”accent-color” text_color=”#FFFFFF” text_color_hover=”#900232″ button_border_thickness=”0px” alignment=”left” alignment_tablet=”default” alignment_phone=”default” icon_gap=”17″ display=”block” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” link_text=”Download your free printable monthly budget planner here!” padding_top=”15″ padding_bottom=”15″ margin_right=”15″ padding_left=”15″ padding_right=”15″ url=”https:\/\/prettysmartwithmoney.com\/wp-content\/uploads\/2026\/06\/PSM-Monthly-Budget-Planner.pdf”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

How Much Will My House Payment Be?<\/h2>\n

Crunch the numbers below using our mortgage calculator.[\/vc_column_text][vc_column_text css=”” text_direction=”default”]

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